Financial Planning Resources and Tools

Cost Calculators and Comparison Tools

• Genworth Cost of Care Calculator: https://www.genworth.com/aging-and-you/finances/cost-of-care.html
• Long-Term Care Insurance Cost Calculator: https://www.ltcfeds.com/tools/premium-calculator
• Medicare Plan Finder: https://www.medicare.gov/plan-compare
• Mutual of Omaha Long-Term Care Cost Calculator: https://www.mutualofomaha.com/long-term-care-insurance/calculator
• AARP Retirement Calculator: https://www.aarp.org/retirement/planning-for-retirement/retirement-calculator
• NewRetirement Planning Tool: https://www.newretirement.com/retirement/calculator
• Fidelity Health Care Cost Estimator: https://www.fidelity.com/viewpoints/personal-finance/plan-for-rising-health-care-costs

Budgeting and Financial Management Tools

• Mint Budget Planner: https://mint.intuit.com
• AARP Money Map™: https://moneymap.aarp.org
• Personal Capital Financial Tools: https://www.personalcapital.com
• You Need A Budget (YNAB): https://www.ynab.com
• NerdWallet Retirement Calculator: https://www.nerdwallet.com/investing/retirement-calculator
• SmartAsset Long-Term Care Insurance Calculator: https://smartasset.com/insurance/long-term-care-insurance

Government Benefits Screening Tools

• BenefitsCheckUp: https://benefitscheckup.org
• AARP Public Benefits Calculator: https://www.aarp.org/benefits-calculator
• Social Security Benefits Calculator: https://www.ssa.gov/benefits/calculators
• VA Benefits Navigator: https://www.va.gov/navigator
• Medicare Eligibility Calculator: https://www.medicare.gov/eligibilitypremiumcalc
• Medicaid Spend-Down Calculator: https://www.payingforseniorcare.com/medicaid-spend-down-calculator

Home Equity and Reverse Mortgage Tools

• NRMLA Reverse Mortgage Calculator: https://www.reversemortgage.org/About/Reverse-Mortgage-Calculator
• HUD Home Equity Conversion Mortgage Calculator: https://www.hud.gov/program_offices/housing/sfh/hecm
• Federal Housing Administration Mortgage Limits: https://entp.hud.gov/idapp/html/hicostlook.cfm
• Zillow Home Value Estimator: https://www.zillow.com/home-values
• EasyKnock Home Equity Calculator: https://www.easyknock.com/tools/home-equity-calculator

Insurance Planning Resources

• National Association of Insurance Commissioners LTC Rate Guide: https://www.naic.org/documents/prod_serv_consumer_ltc_lp.pdf
• American Association for Long-Term Care Insurance Premium Calculator: https://www.aaltci.org/long-term-care-insurance-rates
• State Health Insurance Assistance Program Locator: https://www.shiphelp.org
• Medicare Supplement Insurance Cost Comparison: https://www.medicare.gov/medigap-supplemental-insurance-plans
• Life Insurance Policy Evaluation Calculator: https://www.lifehappens.org/insurance-overview/life-insurance/calculate-your-needs

Tax Planning and Healthcare Savings Tools

• HSA Calculator: https://healthequity.com/hsa/calculator
• FSA Calculator: https://fsastore.com/FSA-Eligibility-List
• Medical Expense Tax Deduction Calculator: https://turbotax.intuit.com/tax-tools/calculators/medical-expense-calculator
• Dependent Care Tax Credit Calculator: https://www.care.com/homepay/calculator
• IRS Withholding Estimator: https://www.irs.gov/individuals/tax-withholding-estimator

Estate Planning Tools

• Quicken WillMaker Estate Planning Tool: https://www.quicken.com/willmaker
• Trust & Will Estate Planning Calculator: https://trustandwill.com/estate-planning-calculator
• Nolo Estate Tax Calculator: https://www.nolo.com/legal-encyclopedia/estate-tax-calculator
• LegalZoom Estate Planning Assessment: https://www.legalzoom.com/personal/estate-planning/estate-planning-worksheet
• FreeWill Estate Planning Documents: https://www.freewill.com

Retirement Planning Specialists

• National Association of Personal Financial Advisors: https://www.napfa.org
• Certified Financial Planner Board: https://www.letsmakeaplan.org
• Society of Financial Service Professionals: https://www.financialpro.org
• Elder Law Attorney Directory: https://www.naela.org/findlawyer
• Accredited Financial Counselor Directory: https://www.afcpe.org/find-an-counselor

Financial Education Resources

• Khan Academy Personal Finance: https://www.khanacademy.org/college-careers-more/personal-finance
• Coursera Financial Planning Courses: https://www.coursera.org/courses?query=financial%20planning
• EdX Personal Finance Courses: https://www.edx.org/learn/personal-finance
• MyMoney.gov Financial Education: https://www.mymoney.gov
• FDIC Money Smart Program: https://www.fdic.gov/resources/consumers/money-smart

Helpful Resources and Links

National Resources

Government Programs

• Medicare: https://www.medicare.gov/what-medicare-covers/home-health-care
• Medicaid: https://www.medicaid.gov/medicaid/home-community-based-services
• Veterans Benefits: https://www.va.gov/health-care/about-va-health-benefits/long-term-care
• Social Security Administration: https://www.ssa.gov/benefits
• National Council on Aging Benefits Check-Up: https://benefitscheckup.org
• PACE Program Finder: https://www.npaonline.org/pace-you/find-pace-program

Organizations and Associations

• AARP: https://www.aarp.org/caregiving
• National Association for Home Care & Hospice: https://www.nahc.org
• Family Caregiver Alliance: https://www.caregiver.org
• Alzheimer’s Association: https://www.alz.org/help-support/caregiving
• American Association for Long-Term Care Insurance: https://www.aaltci.org
• National Adult Day Services Association: https://www.nadsa.org

California-Specific Resources

State Programs

• California Department of Aging: https://aging.ca.gov
• In-Home Supportive Services (IHSS): https://www.cdss.ca.gov/in-home-supportive-services
• Medi-Cal: https://www.dhcs.ca.gov/services/medi-cal
• Cal MediConnect: https://www.calduals.org
• California Paid Family Leave: https://edd.ca.gov/paid-family-leave
• California Regional Centers: https://www.dds.ca.gov/rc/find-your-regional-center

California Organizations

• California Association for Health Services at Home: https://www.cahsah.org
• California Department of Insurance: http://www.insurance.ca.gov/01-consumers/105-type/95-guides/05-health
• California Health Advocates: https://cahealthadvocates.org
• California Long-Term Care Ombudsman: https://aging.ca.gov/Programs_and_Services/Long-Term_Care_Ombudsman

Financial Planning Resources

• National Reverse Mortgage Lenders Association: https://www.nrmlaonline.org
• Medicare Plan Finder: https://www.medicare.gov/plan-compare
• Long-Term Care Insurance Cost Calculator: https://www.ltcfeds.com/tools/premium-calculator
• BenefitsCheckUp: https://benefitscheckup.org

Home Care Agency Finders

• Caring.com: https://www.caring.com
• A Place for Mom: https://www.aplaceformom.com/
• Care.com: https://www.care.com
• HomeCare.org Directory: https://homecare.org/directory
• Medicare’s Home Health Compare: https://www.medicare.gov/care-compare

Legal Resources

• National Academy of Elder Law Attorneys: https://www.naela.org
• California Advocates for Nursing Home Reform: http://www.canhr.org
• Legal Aid Association of California: https://www.laaconline.org
• Disability Rights California: https://www.disabilityrightsca.org

Support Groups and Communities

• Family Caregiver Alliance Online Support Groups: https://www.caregiver.org/support-groups
• Well Spouse Association: https://wellspouse.org
• Caregiver Action Network: https://caregiveraction.org
• AARP Family Caregiving Discussion Group: https://community.aarp.org/categories/caregiving

Educational Resources

• National Institute on Aging: https://www.nia.nih.gov/health/caregiving
• Eldercare Locator: https://eldercare.acl.gov
• Home Care University: https://education.nahc.org
• Caregiver Resource Centers: https://www.caregivercalifornia.org

Emergency and Crisis Resources

• Adult Protective Services: https://www.cdss.ca.gov/adult-protective-services
• Alzheimer’s Association 24/7 Helpline: 1-800-272-3900, https://www.alz.org/help-support/resources/helpline
• National Elder Fraud Hotline: 833-FRAUD-11, https://stopelderfraud.ovc.ojp.gov
• Crisis Text Line: Text HOME to 741741, https://www.crisistextline.org